CALIFORNIA58 CALIFORNIA LIVING GUIDE — Reviewed October 26, 2026. Earthquakes are a statewide concern, but the likely intensity of shaking and building vulnerability vary. A city name cannot substitute for an assessment of a specific structure and site.

Start with geological context

Use USGS earthquake hazard information and official state or local fault, liquefaction and landslide resources. These maps describe potential hazards; they cannot tell you the date of the next earthquake.

Understand the role of the building

An older unreinforced masonry structure and a newer engineered home do not necessarily respond the same way to shaking. Ask about construction year, seismic retrofit permits, foundation and the results of independent inspections. Local building officials can clarify records and applicable standards.

Plan for life after the shaking

Secure tall furniture and heavy objects, know how to shut off utilities if safe and appropriate, and keep a household emergency kit. Agree on a reunification plan and identify safe behavior during shaking using official emergency-management instructions.

Consider the financial impact

Do not assume a standard homeowners policy includes earthquake coverage. Seek a separate policy comparison if the risk is important to your household and understand deductibles, covered property and exclusions before purchasing.

Explore public-service, housing and community reporting through the California58 local newspaper directory. Important requirements should always be verified at the precise address with the appropriate agency.

Official sources

Editorial note: This guide provides general information, not a determination about any household, property, medical condition or legal obligation.

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